Credit Assessor – Saudi National

Location –Riyadh- KSA

Industry – One of the world’s largest insurers and financial services groups

Your role

• Line Manager: Head of Credit Intelligence KSA
• Proactive top-down credit risk assessment on a portfolio of buyers under defined covered markets
• Periodic analysis across various sectors under defined geographies
• Collection of proprietary information via direct contact or meetings with top management on sensitive risks
• Interaction and alignment with internal stakeholders (Underwriting, Commercial & Claims departments

The challenges

• Strong skills in financial analysis
• Strong market insights
• Negotiation skills – to source necessary information and justify rating decisions to internal stakeholders.
• Adaptability to constant change in a complex and dynamic business environment.

Key responsibilities/What you do

• Buyer assessment in-line with EH Grading Methodology and identifying key risk factors.
• Develop close monitoring of market dynamics to identify trends and mitigate claims.
• Proactively monitor a portfolio of buyers to identify sensitive risks requiring additional diligence.
• Conduct interviews with buyers’ management to gather business updates and discuss financial performance and budgets.
• Preparing and presenting detailed sector insights and reports

Key requirements/What you bring.

Business expertise:

• Knowledgeable on GCC markets mainly KSA
• Min 2 – 3 years of experience in relation to corporate finance, credit risk analysis, and credit management.

Interpersonal skills:

• Good communication and cooperation skills
• Keen on working in a highly dynamic and fast-moving environment, while keeping up with deadlines
• Positive attitude and decision-making mindset

PLEASE NOTE THIS IS ONLY OPEN TO SAUDI NATIONAL